Florida Golf Cart Insurance Quotes

Florida Golf Cart Insurance Quotes – For Coverage beyond the Course

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At first glance, insuring a golf cart may seem like an unnecessary and even frivolous thing to do. The truth is that many individuals, especially in private communities, use golf carts as a primary means of transportation. In gated and retirement communities, it is not uncommon to see golf carts traveling down the road and being used to run errands. Golf carts are an excellent alternative for individuals that do not want the cost and responsibility of maintaining a full-sized car but who still need the mobility of a vehicle. Before using a cart in this way, however, it is a good idea to get some Florida golf cart insurance quotes.

By law, a golf cart is not allowed to exceed 20 miles an hour and is manufactured specifically for use in recreational areas. When used as a primary means of transportation, an individual does not need to carry registration or typical motor vehicle insurance, but that does not mean that golf cart insurance is unnecessary. Depending on the community that a person lives in, it may actually be required to carry some sort of insurance on the vehicle. Of course, even if it is used only to haul around clubs, it is still a good idea to compare Florida golf cart insurance quotes.

Even at low speeds, it is possible for a person to do an impressive amount of damage if they lose control of the golf cart. Likewise, a pedestrian that is struck by a golf cart or a passenger that is ejected from the vehicle can sustain serious, and even life-threatening, injuries. This is another reason that it is a good idea for a person to carry insurance on their golf cart. Before choosing a policy, a person should contact several insurance companies and compare Florida golf cart insurance quotes.

When comparing policies and Florida golf car insurance quotes, an individual should keep in mind any regulations put in place by their local community. They may be required to carry a certain amount of liability insurance in order to cover the medical costs of anyone involved in an accident. As with most types of insurance, shopping around can often get a person exactly the coverage that they want at a price they can afford. Even if to policies carried by two different providers are identical, there is likely to be some pretty big differences in prices which is why it is a good idea to get a quote from us today.

JD Insurance & Financial Group Inc.
153 Parliament Loop Suite 1021 Lake MaryFL32746 USA 
 • 855-878-2888